PrimeInvestor Financial Research Private Limited – Prime Vision Balanced PMS

The investment objective of Prime Vision Balanced is to generate steady, risk-adjusted returns with capital preservation over a 3 to 5 year investment horizon. Prime Vision Balanced achieves this through a multi-asset portfolio of direct plan mutual funds and ETFs, with disciplined asset allocation across equity (60%), debt and hybrid funds (30%), and gold (10%). Prime Vision Balanced targets consistent outperformance over its benchmark — the Nifty 50 Hybrid Composite Debt 50:50 Index — by combining a stable core of diversified equity funds with selective exposure to thematic and tactical opportunities.

The investment strategy of Prime Vision Balanced is centred on a scientifically curated portfolio of 8 to 15 direct plan mutual funds and ETFs, structured across three layers. The Core layer comprises large-cap, flexicap, value, contra, and index funds that form the stable foundation of the portfolio, targeting consistent equity returns while limiting drawdowns.

The Growth layer consists of mid and small-cap funds that provide incremental growth potential at a controlled 15 to 20% allocation within equity. The Opportunity layer allocates 15% of the equity portion to thematic, sector, and international funds, enabling timely positioning in emerging market trends. Active rebalancing between equity, debt, and gold removes behavioral bias from investment decisions and ensures the portfolio remains aligned with the target asset allocation at all times.

The investment philosophy of Prime Vision Balanced is anchored in the belief that disciplined asset allocation is as important as fund selection in determining long-term portfolio outcomes. Prime Vision Balanced is built on four core principles: first, that a well-calibrated multi-asset allocation across equity, debt, and gold forms the primary driver of sustainable returns.

Second, that downside protection is itself a form of wealth creation, since limiting drawdowns reduces the recovery burden on the portfolio.

Third, that active management — including regular rebalancing and tactical repositioning — is essential to remove emotional decision-making from the investment process.

And fourth, that direct plan investing, free of commission conflicts, ensures that every rupee of fee savings stays invested and compounds for the client.

PrimeInvestor Financial Research Private Limited is a SEBI-registered Portfolio Manager with Registration No. INP000009658. Please read the detailed Terms & Conditions and Disclosure Document before investing. Past performance does not guarantee future results.

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