The core objective of the Excel Portfolio is to prioritize regular income over capital appreciation. The strategy aims to generate steady cash flows through interest, preference dividends, and securities trading—offering both short-term liquidity and long-term wealth creation. Investments are restricted to high-quality debt instruments, ensuring credit safety.

Key Benefits:

• Predictable cash flow
• Diversified across maturities and sectors
• Consistent risk-adjusted income

Excel Portfolio invests only in investment-grade and above-rated securities registered by SEBI-recognized credit rating agencies. The instruments include:

• Government and corporate bonds
• Tax-free bonds
• Pass-through certificates (PTCs)
• Preference capital
• Money market instruments and debt mutual funds

What makes Excel unique?

• Higher yield than traditional FDs
• Scheduled monthly or quarterly cash flows
• Diversified across sectors to reduce volatility
• Moderately low risk with conservative exposure

Benchmark: S&P BSE India Bond Index

Minimum Investment: ₹50 Lakhs

Risk Profile: Low to Moderate

Horizon: 3+ years